Why I Created LAMP

I created the Life and Money Plan (LAMP) because I've seen firsthand what debt does to good people.

For over 40 years, I've worked in the financial services industry, and time after time, I met individuals and families who were working hard, doing everything right — and still felt like they were falling behind. They weren't lazy. They weren't careless. They were just trapped in a system that wasn't built for them.

And I couldn't sit back and watch that continue.

I began developing debt-elimination programs as far back as 1991, creating multiple tools over the years to help people get out of debt and stay out. But I knew people needed more — a system that was powerful, practical, and easy to use.

To bring that vision to life, I teamed up with an experienced information scientist. Together, we built something that hadn't existed before: a comprehensive, step-by-step system that eliminates the guesswork, does the heavy lifting behind the scenes, and shows you the exact month and year you'll be debt-free — your Financial Freedom Date.

LAMP isn't about selling you another financial product. It's about providing you a plan — one that works with the money you're already spending each month. You don't need to change your lifestyle, get a second job, or figure out complex spreadsheets. All you need is a willingness to follow the system.

For decades, I've seen the impact of financial freedom firsthand. I know that when one family becomes debt-free, it creates a ripple effect — inspiring others, strengthening communities, and proving what's possible. I truly believe we can help change this nation — one family at a time.

That's why I created LAMP.

And I hope it helps you the way it's already helped so many others.